What Aussies Think About Their Credit Score
The financial comparison site finder.com.au recently conducted a survey amongst over 2000 Australians to see what the general consensus is on the credit reporting system and how they view their credit score. They unearthed some pretty interesting results.
Credit score uncertainty
The survey reported that a 1/3 of Aussies don’t think they have a good enough credit score to get a loan or a credit card. They don’t even understand that their previous financial activities and mistakes can greatly affect their ability to get credit score.
Nationally one in ten consumers have a black mark on their credit file, while in country Australia the number is closer to one in five.
About 17% have said that they don’t have a clue of what their credit score might be and did not release their Credit Score was a determining factor in submitting a successful finance application for a credit card, motor vehicle or home loan.
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